Is it possible to be too good of a saver? In the past I only saw being a great saver as a wonderful trait. Spending less than you earn, keeping a fund for all those rainy days, those are really good ways to reach your financial goals, right? What I’ve come to know is that even our best traits can ... Read More »
Don’t Set Up an Emergency Reserve — Do This Instead
Why do I think an “emergency reserve” is a bad idea? It’s not that I think having a cash cushion is bad. I think it’s really a good thing to have. When there are available funds when you need them, this is a really good thing. It keeps people from using credit cards at high interest rates or needing ... Read More »
How Do You Balance Enjoy Today and Save for Tomorrow?
I recently saw an old Jerry Seinfeld bit on Night Guy and Morning Guy. He perfectly explains how Night Guy is always screwing Morning Guy by staying out too late. It made me think about how it could just as easily be Spend Guy and Save Guy (or Gal of course). Spend Guy is great at living for ... Read More »
Let’s Start Allowances for Grown-ups!
Did you get an allowance as a kid? If yes, wasn’t it so cool and exciting?! You might have gotten it for doing chores around the house (I don’t think they call them chores anymore...) Or, maybe like we did with our kids you got an allowance each week as a way to learn about money. If you ... Read More »
How to Woo Your Money — (hint) it’s not with candy and flowers!
How do you celebrate Valentine’s Day? It's my favorite holiday! For me it is not just a day - as many see it - solely about romantic love. It's also a holiday that revels in all types of love and caring. Inspired by my mom and dad who always made a big deal about getting me ... Read More »
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