Need vs. want? You’ve heard this concept before … that you should look at your spending and decide if a purchase is a need or a want. Given what’s happening for so many people now, where their needs are not being met, perhaps it’s time for a new view on this concept. What would it mean to serve ... Read More »
5 Questions to Guide your Post-stay-at-home Rebound
Have you noticed how your spending has changed during this time? Lots of people are spending less because income is way down, others because they just can’t spend in the same ways. Our family is spending less on just about everything except groceries. With both kids back at home (and super healthy ... Read More »
8 Ways to Romance Your Money
Valentine’s Day is my favorite holiday. My mom and dad always made a big deal about getting me fun Valentine’s Day cards and sometimes even a little gift. For me it’s a holiday about all types of love and caring – not solely about romantic love as many see it. What if this Valentine’s Day you ... Read More »
How to Be a Better Saver
Do you often ask yourself, "Why can't I save more?" It doesn't have to be difficult to be a better saver and have money for reaching your financial goals. You can start saving more by making just one small change in your spending habits. Try this tip to ramp up your savings. ... Read More »
Toss Your Budget! This Works So Much Better.
Budgets don't work and I think they are a really bad idea. In over 20 years as a financial advisor I haven't seen many people stick to a budget. Here's a way to look at your expenses and see what's flowing in and flowing out. And it opens up the way to think about whether your spending reflects the ... Read More »
