Quit being hard on yourself and embrace your money wins. It’s easy to focus on what you haven’t done, or did but wish you didn’t, when it comes to money. Rarely do people take time to look at great financial decisions you’ve made in the past. I know you’ve taken smart actions you can feel good ... Read More »
Are You Addicted to Saving? When Saving Goes Too Far…
Is it possible to be too good of a saver? In the past I only saw being a great saver as a wonderful trait. Spending less than you earn, keeping a fund for all those rainy days, those are really good ways to reach your financial goals, right? What I’ve come to know is that even our best traits can ... Read More »
Don’t Set Up an Emergency Reserve — Do This Instead
Why do I think an “emergency reserve” is a bad idea? It’s not that I think having a cash cushion is bad. I think it’s really a good thing to have. When there are available funds when you need them, this is a really good thing. It keeps people from using credit cards at high interest rates or needing ... Read More »
How Do You Balance Enjoy Today and Save for Tomorrow?
I recently saw an old Jerry Seinfeld bit on Night Guy and Morning Guy. He perfectly explains how Night Guy is always screwing Morning Guy by staying out too late. It made me think about how it could just as easily be Spend Guy and Save Guy (or Gal of course). Spend Guy is great at living for ... Read More »
Build an Abundant Relationship with Money
How’s your relationship with your money? Maybe you’ve never thought about it before, but we all have a relationship with money. If you were to personify “money” and look at how you are with it, would you say you’re in a loving relationship or on the verge of a breakup? Do you look at money as a ... Read More »
