Have you noticed how your spending has changed during this time? Lots of people are spending less because income is way down, others because they just can’t spend in the same ways. Our family is spending less on just about everything except groceries. With both kids back at home (and super healthy ... Read More »
Do You Think You Need A Budget?
Budgets Don't Work Here's something you don't expect to hear from a financial advisor: Most budgets don’t work and are a bad idea anyway! Here’s a better way to make sure you’re spending money on things you want and not spending on things you don’t want. Consider setting up a values-based ... Read More »
Toss Your Budget! This Works So Much Better.
Budgets don't work and I think they are a really bad idea. In over 20 years as a financial advisor I haven't seen many people stick to a budget. Here's a way to look at your expenses and see what's flowing in and flowing out. And it opens up the way to think about whether your spending reflects the ... Read More »
Are You Tangled In a Web of Money Lies?
I was recently in a women’s clothes store in my home town. As I was trying on a top I overheard a conversation between a woman who was checking out and the store owner. I happen to know that the shopper is a successful professional. Here’s how it went (the names are changed to protect this woman’s ... Read More »
