I recently saw an old Jerry Seinfeld bit on Night Guy and Morning Guy. He perfectly explains how Night Guy is always screwing Morning Guy by staying out too late. It made me think about how it could just as easily be Spend Guy and Save Guy (or Gal of course). Spend Guy is great at living for ... Read More »
Do You believe these Money Myths too?
There is so much personal financial information available. There are books, podcasts, web sites, even entire television networks dedicated to financial information. Great ways to get smart about money? Well yes, in moderation. I’m sure you’ve experienced that too much can be overwhelming and ... Read More »
5 Questions to Guide your Post-stay-at-home Rebound
Have you noticed how your spending has changed during this time? Lots of people are spending less because income is way down, others because they just can’t spend in the same ways. Our family is spending less on just about everything except groceries. With both kids back at home (and super healthy ... Read More »
5 Ways to Reduce Your Financial Stress
How to Stop Financial Stress If you spend time worrying about your money and your financial future, you’re not alone. According to a Gallup Poll on personal finances, 51% of Americans worry they won’t have enough money for retirement (up from the prior year). I find that some people ... Read More »
Toss Your Budget! This Works So Much Better.
Budgets don't work and I think they are a really bad idea. In over 20 years as a financial advisor I haven't seen many people stick to a budget. Here's a way to look at your expenses and see what's flowing in and flowing out. And it opens up the way to think about whether your spending reflects the ... Read More »
